Disclaimer

Customer or Subscriber Experience

The accounts and testimonials of our customers or subscribers found throughout this site are real. However, these experiences should not be interpreted as typical results from any of our programs or emails. We conducted a study of our past customers that followed our programs, and the result were an average credit score improvement of 116 points in 5.75 months. The range of results reported were from 30 to 287 points improved in a time period between 1 to 24 months. However, there is no guarantee you will see the average result or any result at all. Results will vary based on each customer’s personal credit history, discipline and consistency to follow our program as instructed.

How we Count Score Improvement

Score improvement is measured on either the Vantage or FICO scale. The number of points a score is improved refers to the maximum improvement in customer’s credit score for any single credit bureau. For example, if a credit score was improved +70 points for Transunion, +95 points for Experian, and +30 points for Equifax, then the reported score improvement would be +95 points. This is our most accurate way to describe a customer results because credit scores vary across different credit bureaus and often the problem is with creditors reporting to only a single bureau.

Typical Results

We have taken great care to accurately represent all information and provide reasonable expectations of success. Even so, you should not interpret any results presented as typical. There is no guarantee that you will increase your credit score, have results from goodwill letters, or be successful in removing damaging items from your credit report. Your results may vary or may take longer than you would like. Results will be dependent on your individual effort in following the instructions provided to you during your participation in our program, your ability to avoid late payments, your ability to keep credit card balances low, your individual credit history, and your discipline and consistency.

Guarantee

Although we are confident that you will see positive results and be satisfied with our services, we do offer a 100% money back guarantee. The refund can be requested by emailing customer support at support@ARGFinancialServices.co and will be granted if all of the following conditions have been met:

If we do not remove any erroneous line items from any of your credit reports that we’ve worked on within 120 days (4-consecutive months from the time that you retained our services).
You cannot have used another credit-consulting agency or have attempted to repair your own credit within 1-year of signing up for our services.
You cannot have had any new collections or missed payments during the time frame that we have been assisting you.
You must have maintained the same credit monitoring services that you established at the beginning of services with us and kept that monitoring service enforce during the entire time frame we have been assisting you.
You should receive updated credit reports and correspondence from the three major credit bureaus (Equifax, Experian, TransUnion) every 30-45 days – You must have scanned & uploaded each and every one of those updates and/or correspondences that you received into your client portal or scanned & emailed to ARG Financial Services within 5 days of receipt.

Emails

ARG Financial Services, LLC is a publisher of information for consumers related to all aspects of personal and business finances, with a goal of helping consumers achieve better credit scores, eliminate excessive debt, and securing their financial futures. Visitors are required to provide an email address only if they want access to exclusive content or to get requested results delivered to them via email. There are no other restrictions on this offer. Additional information is available to non-subscribers through our website at no additional cost.

If we do not remove any erroneous line items from any of your credit reports that we’ve worked on within 120 days (4-consecutive months from the time that you retained our services).
You cannot have used another credit-consulting agency or have attempted to repair your own credit within 1-year of signing up for our services.
You cannot have had any new collections or missed payments during the time frame that we have been assisting you.
You must have maintained the same credit monitoring services that you established at the beginning of services with us and kept that monitoring service enforce during the entire time frame we have been assisting you.
You should receive updated credit reports and correspondence from the three major credit bureaus (Equifax, Experian, TransUnion) every 30-45 days – You must have scanned & uploaded each and every one of those updates and/or correspondences that you received into your client portal or scanned & emailed to ARG Financial Services within 5 days of receipt.

Legal or Professional Advice

The information provided on this website should not be taken as legal advice or professional advice on finance. Do not use the information as a substitute for legal advice from an attorney or professional advice from a certified financial planner.

Advertising Disclaimer

ARGFinancialServices.co is an independent personal & business finance website. Advertising partnerships help support our website and provide the resources necessary to create the content that is available at no charge to you.

This site may receive compensation from 3rd party advertisers that are linked to from this website or from within our emails to you. This compensation may influence the selection, frequency, or order of appearance for any offers listed. Additionally, this website may not include all available product or service options in any given category. However, you can be confident that anything presented as recommended was selected because we feel that it is a product or service that provides value for the customer profile indicated.

Some of the products or services that are recommended on this site may charge a one-time fee or a monthly subscription fee. Ultimately, you alone must be responsible for determining whether a product or service is the right fit for your specific financial situation and goals.

Here are the ethical guidelines that ARGFinancialServices.co is operated under:

We do not accept payment to post a review for any product or service.
We invest considerable time and effort to review or test any product or service that is recommended.
We incur the cost to produce written content, audio, or video that mentions a product or service.
If you click on a link, fill out a form, or call a phone number for a product or service listed on this website or that you have received via email, you should assume that the ARG Financial Services, LLC may get paid a commission if you purchase or register for that product or service. This isn’t always the case, but you should assume it is anyway so that there is no confusion.
Any links to such product or services are added if they are relevant to the content and audience of this website. We do not create posts for the sole purpose of including advertising links.
The analysis and opinions on our site are those of ARG Financial Services, LLC or our contributing authors alone and follow our guidelines to ensure balanced and accurate information.

We hope this clarifies any questions you may have regarding the relationship to any 3rd party product or service mentioned on the ARGFinancialServices.co website. We appreciate your trust in our site and in using our links to advertising partners.

If you have any questions about this disclaimer, please do not hesitate to contact us by emailing support at support@ARGFinancialServices.co.